At BuiltRite Insurance, we're always looking for ways to make the insurance process a little easier for our customers.
One thing I've come to appreciate is that not everyone wants to shop for insurance the same way. Some business owners prefer to talk through their coverage with an agent, compare options, and ask questions along the way. Others know what they're looking for and would rather handle the process online, whenever it's convenient for them.
I think both approaches make sense, which is why we've added a new online quoting option to our website.
A Simpler Way to Quote Small Business Insurance
Through Coterie Insurance, an innovative insurance technology platform focused on small businesses, we're now able to offer eligible business owners the ability to quote and purchase certain commercial insurance policies directly online.
Coterie uses technology to simplify the application and underwriting process, allowing many small businesses to receive quotes in just a few minutes.
The platform offers several common types of business insurance, including:
General Liability Insurance: Coverage for certain claims involving third-party injuries, property damage, and other covered liability exposures.
Professional Liability Insurance: Also called Errors & Omissions (E&O), this helps protect businesses against covered claims involving mistakes or negligence in their professional services.
Business Owners Policies (BOP): A combination of general liability and commercial property coverage designed for eligible small businesses.
Who Might Benefit?
This option is especially useful for smaller businesses with relatively straightforward insurance needs.
For example, if you're a bookkeeper, tax preparer, consultant, or someone operating a professional service business out of your home, you may be able to complete much of the insurance process online.
There are also options for certain artisan contractors, including lawn care professionals and fencing contractors, along with smaller retail businesses like coffee shops, florists, and specialty stores.
Of course, eligibility depends on the specific operations of your business, and not every business will qualify.
Get a Real Agent When You Need One
One thing I want to emphasize is that we're not replacing the traditional insurance process. We're simply giving our customers another option.
If you'd rather work directly with us, we're always happy to help.
And if you try the online quoting tool but your business doesn't qualify, or your operations require something more specialized, that doesn't mean we can't help you.
As an independent insurance agency, we have access to a variety of insurance carriers and programs beyond Coterie. We can review your business, discuss your coverage needs, and explore alternatives that may be a better fit.
The same goes for businesses that qualify for an online quote but would benefit from a more customized insurance program.
Ultimately, we want our customers to have the convenience of modern technology without losing access to the personal service and expertise of an independent insurance agent.
Give It a Try
If you're starting a small business, working for yourself, or just looking to review your current insurance options, we've made it easier to get started.
You can explore our new online quoting tool, review available coverage options, and, if eligible, purchase your policy directly through our website.
Get a Small Business Insurance Quote Online
And as always, if you'd rather talk with someone, we're just a phone call or email away.