Business Insurance Built Around How You Operate

Every business faces unique risks. At BuiltRite Risk Solutions, we provide business insurance designed to protect your operations, employees, and assets—without unnecessary coverage or confusion. Our focus is on clear advice, competitive options, and long-term support for Texas businesses.

Focused on the Businesses We Know Best

  • Insurance solutions for contractors and skilled trades operating on residential, commercial, and light industrial projects. Coverage is designed around jobsite risk, equipment exposure, and employee safety.

    • General Contractors

    • Electrical Contractors

    • Plumbing Contractors

    • HVAC Contractors

    • Framing & Finish Carpentry

    • Concrete & Masonry Contractors

  • Coverage tailored for food service operations, addressing customer safety, employee risk, property exposure, and liquor-related liability where applicable.

    • Sit-Down Restaurants

    • Cafés & Coffee Shops

    • Fast Casual Restaurants

    • Food Trucks (where eligible)

    • Bakeries

    • Bars & Taverns (including liquor liability)

  • Insurance programs built for organizations serving the community, with a focus on property protection, liability exposures, and leadership safeguards.

    • Churches & Religious Organizations

    • Charitable Organizations

    • Community Centers

    • Educational & Youth Programs

    • Foundations & Associations

  • Coverage for a wide range of service-based and professional businesses requiring dependable protection and straightforward advice.

    • Automotive Repair Shops

    • Office-Based Professional Services

    • Retail Stores

    • Property Managers

    • Light Manufacturing & Warehousing

Core Business Coverages

These coverages represent the most widely applicable protections for business operations and are commonly required by contracts, landlords, or regulatory bodies. They serve as the foundation upon which more specialized coverage is built.

  • Protection against third-party bodily injury, property damage, and related claims.

  • Coverage for employee injuries and occupational illnesses, required for many businesses.

  • Protects buildings, equipment, inventory, and contents from covered losses.

  • Coverage for business-owned vehicles and work-related driving exposures.

  • Errors & omissions, directors & officers, and other leadership protections where applicable.

(Coverage availability varies by business type and carrier.)

Our Process

Understand operations and risk

Compare options across multiple carriers

Provide ongoing support beyond policy binding

Let’s Talk About Your Business

Tell us a little about your business, and we’ll follow up to discuss coverage options that fit your operations. There’s no obligation—just clear, straightforward guidance.